JBT Free Business Checking

Manage business funds with total value built right into your checking account. With no minimum balance and no monthly service charge, JBT Free Business Checking is perfect for most businesses!  Plus enjoy:

  • 1,000 FREE monthly transaction items1
  • No dollar limit on coin and currency deposits
  • FREE JBT Discover® Business Debit Card2
  • FREE JBT Digital Business Banking
  • FREE JBT Business Bill Pay
  • FREE JBT Mobile Remote Deposit3
  • FREE eStatements
  • FREE Thank You Gift4
  • Buy Back of your unused checks and debit cards from another financial institution5

Will your business have more than 1,000 items each month?
If so, one of our Business Solutions Officers would be happy to speak with you about your business checking account options.

Contact Business Solutions

Opening A Business Account

When you’re ready to open a JBT business account, our goal is to make your experience as positive as possible. That’s why we encourage you to schedule an appointment so we are prepared to make your business account opening stress-free, organized, and efficient.

To assist in opening your new account, JBT may request the following:

Sole Proprietor/DBA

  • SSN of Owner/TIN of Sole Proprietorship
  • Fictitious Name Filing if applicable


  • TIN of Partnership
  • Partnership Agreement
  • Meeting Minutes

Limited Liability Company (LLC)

  • TIN of LLC
  • Operating Agreement


  • TIN of Corporation
  • Articles of Incorporation
  • Bylaws OR Resolution of Governing Body
  • Meeting Minutes

Organization or Association

  • TIN of Organization
  • Bylaws
  • Articles of Organization OR Resolution of Governing Rules
  • Meeting Minutes

Valid government ID of partners, members, officers, and signers may also be requested.

The following information is needed for Beneficial Owners. Beneficial Owners are individuals who directly or indirectly own 25% or more of the legal entity and/or the individual who has significant responsibility for managing the legal entity:

  • Name
  • Physical Address
  • Social Security Number
  • Valid Government Issued ID

Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details. Minimum opening deposit of $50.

1Transaction items include all debits and credits. May be converted to another checking product if items exceed 1,000 per month.

2Discover® and the Discover Acceptance Mark are service marks used by Jonestown Bank & Trust Co. under license from Discover Financial Services. No JBT fees, other bank fees may apply.

3Third party charges for data and messaging may apply.

4Offer applies to new consumer or business checking accounts only. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift will be provided at account opening for accounts opened in person. Qualifying approved accounts established online or by phone will receive a $10 eGift Card in their email inbox within 10 days of account opening. JBT reserves the right to substitute a gift of similar value.

5Buy Back offer applies to new consumer and business checking accounts. Credit will be applied to your new checking account at the time unused checks and debit cards are turned in to a JBT employee. The amount of the credit is based on the number and type of items turned in.

Ways to Contact JBT

Find a Branch Phone eService