Personal Loans

Home Mortgage

We're a local bank, so you'll have the option of having us manage your mortgage right here where you'll live.


  • FREE mortgage pre-qualification

Home Equity Line of Credit

If you own your home and want the convenience of accessing extra funds without applying for a new loan each time, the JBT Home Equity Line of Credit is your answer.


  • Adjustable rate of interest

Personal Loan

JBT makes it easier to take care of life's extras -- a boat, a motorcycle, an RV -- with a variety of flexible loan options.


  • A financing solution that does not require real estate as collateral

Personal Line of Credit

The JBT Personal Line of Credit offers more convenience and flexibility than a regular fixed-term loan


  • No annual fee
  • No collateral required
  • No cash advance fee
  • No balance transfer fee

Credit Builder Loan

A good credit history is vital to your financial health. But how can you build one if you have no credit history, or if your history has blemishes?

What is it?

  • Combination loan and savings program that may help you establish a good payment history

Auto Loan

Whether buying a brand new car, truck or SUV, or maybe a great pre-owned one, JBT has the ideal auto financing solution to help put you behind the wheel of the vehicle you want.


  • To receive the best rate, at the time of loan settlement establish that monthly payments will be automatically withdrawn from your JBT checking or savings account.  Add 0.50% for any other payment method.