Personal Deposit Rates

JBT Direct Interest Checking1
All Balances 0.01% APY

1 Variable Rate Account – The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. APYs accurate as of 10/12/20. Subject to change without notice.

JBT 50+ Interest Checking2
All Balances 0.02% APY

2 Variable Rate Account –  The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. APYs accurate as of 10/12/20. Subject to change without notice.

JBT Preferred Interest Checking3
$0.01 - $1,499.99 0.03% APY
$1,500 and up 0.05% APY

3 Variable Rate Account –  The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. Account requires a minimum balance of $1,500.00 in the JBT Preferred Interest checking account each day to avoid a monthly service charge. APYs accurate as of 10/12/20. Subject to change without notice.

Rates are quoted as Annual Percentage Yield (APY). If you have additional questions about fee or term information, contact JBT’s Client Resource Center at (717) 274-5180 (option 1).

Savings Accounts
Statement Savings1 0.01% APY
Young Investor Savings2 0.01% APY

1 Variable Rate Account – The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. Account requires a minimum balance of $100.00 in the statement savings account each day to avoid a monthly service charge. APYs accurate as of 09/30/20. Subject to change without notice.

2 Variable Rate Account – The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. Account requires a minimum balance of $100.00 in the statement savings account each day to avoid a monthly service charge. The monthly service charge is waived until the primary accountholder attains 18 years of age. APYs accurate as of 09/30/20. Subject to change without notice.

Club Accounts
Holiday3 0.05% APY
All Purpose4 0.02% APY

3 Variable Rate Account - The interest rate and annual percentage yield may change. Your interest rate will not change until the club matures on 10/06/2021.  We may change the interest rate at that time and at any time thereafter. Fees may reduce earnings. Penalty for early withdrawal. APYs accurate as of 10/07/20.

4 Variable Rate Account – The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. Penalty for early withdrawal. APYs accurate as of 10/07/20. Subject to change without notice.

Rates are quoted as Annual Percentage Yield (APY). If you have additional questions about fee or term information, contact JBT’s Client Resource Center at (717) 274-5180 (option 1).

Prime Money Market Account1
$0.01 - $2,499.99 0.00% APY
$2,500.00 - $14,999.99 0.02% APY
$15,000.00 - $24,999.99 0.03% APY
$25,000.00 - $49,999.99 0.04% APY
$50,000.00 and up 0.20% APY

1 Variable Rate Account – The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. You must maintain a minimum balance of $2,500 in the Prime Money Market Account each day to obtain the APYs listed above. APYs accurate as of 09/30/20. Subject to change without notice.

Rates are quoted as Annual Percentage Yield (APY). If you have additional questions about fee or term information, contact JBT’s Client Resource Center at (717) 274-5180 (option 1).

Special CD
FLEX - 12 Month1 0.30% APY
28 Month2 0.45% APY

1Annual Percentage Yield (APY) accurate as of 09/30/20. APY may change after account is opened. Variable rate based on Wall Street Journal Prime rate minus 3.25%. In response to the recent lowering of Wall Street Journal Prime rate to 3.25%, JBT is making a temporary change to the method used to determine the interest rate and annual percentage yield earned on your JBT Flex CD. We did the math and know that would be a 0.00% APY. JBT wants to do our part in these unusual times, so the current yield on this CD is 0.30% APY, subject to change at any time. Minimum opening deposit $500.00. Minimum additional deposit amount $50 (per deposit). Penalty for early withdrawal. Fees may reduce earnings. Offer available at all JBT locations. Not good in conjunction with any other offer. Offer may be withdrawn without notice.

2Annual Percentage Yield (APY) accurate as of 09/30/20. Minimum opening deposit $500.00. After the initial term, the CD will renew as a 24-month CD at the regular rate in effect at the time.  Penalty for early withdrawal. Fees may reduce earnings. Offer available at all JBT locations. Not good in conjunction with any other offer. Offer may be withdrawn without notice.

Regular CDs
7 to 31 days 0.14% APY
3 Month 0.14% APY
6 Month 0.15% APY
12 Month 0.15% APY
18 Month 0.20% APY
24 Month 0.25% APY
36 Month 0.35% APY
48 Month 0.40% APY
60 Month 0.45% APY

Interest rates subject to change without notice. Fees may reduce earnings. CD Specials may be withdrawn at any time and are not good in conjunction with any other offer. Penalty for early withdrawal. $500 minimum deposit for certificates of deposit. APYs accurate as of 09/30/20. Offer may be withdrawn without notice.

Rates are quoted as Annual Percentage Yield (APY). If you have additional questions about fee or term information, contact JBT’s Client Resource Center at (717) 274-5180 (option 1).

Special Individual Retirement Account
27 Month 0.45% APY

Annual Percentage Yield (APY) accurate as of 09/30/20. At initial maturity, this special-offer CD will renew with a standard 24-month term. Penalty for early withdrawal. Fees may reduce earnings. Not good in conjunction with any other offer. Offer may be withdrawn without notice.

Individual Retirement Account1
12 Month 0.20% APY
24 Month 0.30% APY
36 Month 0.40% APY
48 Month 0.45% APY
60 Month 0.50% APY
18 Month Adjustable2 0.25% APY

1 Interest rates subject to change without notice. Fees may reduce earnings. IRA Specials may be withdrawn at any time and are not good in conjunction with any other offer. Penalty for early withdrawal. APYs accurate as of 09/30/20.

2 Variable Rate Account – The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. Penalty for early withdrawal. APYs accurate as of 09/30/20. Subject to change without notice.

Rates are quoted as Annual Percentage Yield (APY). If you have additional questions about fee or term information, contact JBT’s Client Resource Center at (717) 274-5180 (option 1).