¹ Variable Rate Account – The interest rate may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. Account requires a minimum balance of $1,000.00 in the account each day to avoid a monthly service charge. Rates accurate as of 03/18/20. Subject to change without notice.

² Variable Rate Account – The interest rate may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. Account requires a minimum balance of $5,000.00 in the account each day to avoid a monthly service charge. Rates accurate as of 03/18/20. Subject to change without notice.

Interest on this account is calculated on a split accrual basis. For example, if you have a $40,000 balance in your account, the first $4,999.99 will earn interest at the Tier 1 rate, the balance from $5,000.00 to $24,999.99 will earn interest at the Tier 2 rate, and the remaining balance will earn interest at the Tier 3 rate.

³ Variable Rate Account – The interest rate may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. Rates accurate as of 03/18/20. Subject to change without notice.

¹ Variable Rate Account – The interest rate may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. You must maintain a minimum balance of $2,500 in the Prime Money Market Account each day to obtain the rates listed above. Rates accurate as of 03/18/20. Subject to change without notice.

¹Annual Percentage Yield (APY) accurate as of 03/20/20. APY may change after account is opened. Variable rate based on Wall Street Journal Prime rate minus 3.25%. In response to the recent lowering of Wall Street Journal Prime rate to 3.25%, JBT is making a temporary change to the method used to determine the interest rate and annual percentage yield earned on your JBT Flex CD. We did the math and know that would be a 0.00% APY. JBT wants to do our part in these unusual times, so the current yield on this CD is being increased to 0.50% APY, subject to change at any time. Minimum opening deposit $500.00. Minimum additional deposit amount $50 (per deposit). Penalty for early withdrawal. Fees may reduce earnings. Offer available at all JBT locations. Not good in conjunction with any other offer. Offer may be withdrawn without notice.

²Annual Percentage Yield (APY) accurate as of 04/15/20. Minimum opening deposit $500.00. After the initial term, the CD will renew as a 24-month CD at the regular rate in effect at the time.  Penalty for early withdrawal. Fees may reduce earnings. Offer available at all JBT locations. Not good in conjunction with any other offer. Offer may be withdrawn without notice.

Interest rates subject to change without notice. Fees may reduce earnings. CD Specials may be withdrawn at any time and are not good in conjunction with any other offer. Penalty for early withdrawal. $500 minimum deposit for certificates of deposit. APYs accurate as of 04/15/20. Offer may be withdrawn without notice.