Fast. Easy. Affordable. Smart. Welcome to JBT CashPlease®!
When life throws you a curve ball and you need easy access to cash, there is no need to pay ridiculously high interest rates on payday loans or high fees for a cash advance on your credit card. JBT CashPlease® is the convenient way to manage your short-term cash needs.
Note: For CashPlease® loans you must have an active JBT checking account and access to JBT Overdraft Privilege. CashPlease® loans will decrease your available Overdraft Privilege limit.
Get Started
Start a JBT CashPlease® application,
or contact us with questions.
Why is JBT CashPlease® better?
- Save big on interest and fees!
- No FICO credit score pulled
- Borrow up to $1200 (subject to eligibility restrictions)
- Check to see if you’re eligible for a loan now
- Cash in your account in 24 hours or less
- Easy online access and management
- Comfort of working with your own trusted financial institution
Frequently Asked Questions
General CashPlease® Loan Questions
1. How do I create a JBT CashPlease® account?
Simply click “
Get Started” and follow the easy steps to create your account.
2. Why should I get a loan through JBT CashPlease®?
There are so many reasons! Here are the top 5 reasons to use JBT CashPlease
®:
- You’ll pay less in interest than you would pay with traditional payday loans
- If you use the money to pay bills, you’ll avoid late fees and possible hits to your credit score
- You can apply for a loan and obtain a decision in minutes
- The cash will be in your account in 24 hours or less
- For the ease and comfort of working with your own trusted financial institution
3. Who can get a short-term loan?
Access to convenient short-term loans is only available to account holders at Jonestown Bank & Trust Co. The minimum age for loan eligibility in this program is 18. Please Note: We do not make credit checks by using credit reports to determine your loan amount. However, we do look at account activity and in some cases we will decline to offer you a loan. There is no guarantee that we will make you a loan. If you are notified on the website that you are not eligible for a loan, please check back in the future.
4. How much can I borrow?
The JBT CashPlease
® loan amount available varies based on your individual checking account activity. However, typical loan amounts generally fall within the $100 - $1200 range.
5. How do I know what amount I can borrow?
After you create your account on the JBT CashPlease
® website, you will be presented with a screen that displays your maximum loan amount offered. You will then need to request a loan amount that is less than or equal to the loan amount offered. Your requested loan amount must be at least $100.
6. How many JBT CashPlease® loans can I have?
You can have only one outstanding loan at any time per account.
7. How do I receive my money?
Once you are approved for a JBT CashPlease
® loan, we strive to have the funds in your account in 24 hours or less.
8. How does repayment of my JBT CashPlease® loan work?
The loan agreements you execute online state the due date(s) for your loan. If you choose the “Easy Pay” option, payment is automatically deducted from your account on the due date(s). If you choose "Manual Pay", you will be responsible for making your payments on time.
9. Once my JBT CashPlease® loan is repaid, may I get another JBT CashPlease® loan?
Yes, after paying off your loan you may revisit the JBT CashPlease
® website to see the new loan amount for which you are eligible. Please note that you must wait 1 day between loans not including the day on which your final payment is actually processed (you may check the JBT CashPlease
® website for availability at any time). Also, no more than 3 short-term loans are allowed to a single account during a rolling 6-month period.
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