1 Subject to credit approval. Available only at JBT’s Robesonia branch. This product is an adjustable rate mortgage secured by real estate. 80% maximum loan to value. This product is an adjustable rate mortgage with a fixed rate of 6.20% for the first three years and then switches to an adjustable rate. Terms available up to 30 years with applicable fees. One to four family residential properties only. No commercial space permitted. Property insurance is required. An appraisal and flood insurance may be required. Offer applies to loan amounts between $200,000 and $1,000,000. Closing will include any third-party fees for appraisal, credit report, flood certification, flood life of loan, title search, notary, tax certifications, and recording. Annual Percentage Rates (APRs) listed are accurate as of 09/24/26. • Promotional rates and terms described in this offer are only valid for Tier 1 credit score (740 and above) and Tier 2 credit score (700 – 739) as determined by TransUnion FICO Classic (09) credit score obtained by JBT at time of loan application and NEW MONEY ONLY. Tier 1 and Tier 2 credits only. Personal Guaranties required. For joint applications, the Tier is determined by selecting the higher of the TransUnion FICO Classic (09) credit scores. Rate and term example Tier 1 and Tier 2: Annual Percentage Rate (APR) is based on an index (Wall Street Journal Prime Rate) plus a margin of 0% (7.00% APR accurate as of 09/24/26). Your APR will be determined based on your credit qualifications. Automatic debit payments are required to receive this product’s terms and rates. Rates and terms may be changed or withdrawn at any time. Other rates and terms available for lines that do not qualify for this offer (including lines that do not include new money or lines with credit scores < 700). Loan fees ranging from $420 to $800 will apply. For more information about current rates, applicable fees, and available terms, contact JBT’s Client Resource Center at 717-274-5180 (Option 1).

2 Subject to credit approval. Available only at JBT’s Robesonia branch. This product is an adjustable rate mortgage secured by real estate. 80% maximum loan to value. This product is an adjustable rate mortgage with a fixed rate of 6.50% for the first five years and then switches to an adjustable rate. Terms available up to 30 years with applicable fees. One to four family residential properties only. No commercial space permitted. Property insurance is required. An appraisal and flood insurance may be required. Offer applies to loan amounts between $200,000 and $1,000,000. Closing will include any third-party fees for appraisal, credit report, flood certification, flood life of loan, title search, notary, tax certifications, and recording. Annual Percentage Rates (APRs) listed are accurate as of 09/24/26. • Promotional rates and terms described in this offer are only valid for Tier 1 credit score (740 and above) and Tier 2 credit score (700 – 739) as determined by TransUnion FICO Classic (09) credit score obtained by JBT at time of loan application and NEW MONEY ONLY. Tier 1 and Tier 2 credits only. Personal Guaranties required. For joint applications, the Tier is determined by selecting the higher of the TransUnion FICO Classic (09) credit scores. Rate and term example Tier 1 and Tier 2: Annual Percentage Rate (APR) is based on an index (Wall Street Journal Prime Rate) plus a margin of 0% (7.00% APR accurate as of 09/24/26). Your APR will be determined based on your credit qualifications. Automatic debit payments are required to receive this product’s terms and rates. Rates and terms may be changed or withdrawn at any time. Other rates and terms available for lines that do not qualify for this offer (including lines that do not include new money or lines with credit scores < 700). Loan fees ranging from $420 to $800 will apply. For more information about current rates, applicable fees, and available terms, contact JBT’s Client Resource Center at 717-274-5180 (Option 1).