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Fee Schedule

Effective October 12, 2020

JBT FREE Checking
• Monthly service charge (No minimum balance)... none

JBT Direct Interest Checking
• Monthly service charge (No minimum balance)... none

JBT 50+ Interest Checking
• Monthly service charge (No minimum balance)... none

JBT Preferred Interest Checking
• Monthly service charge:
-- if daily balance is $1,500.00 or more... none
-- if daily balance below $1,500.00... $7.00

Prime Money Market Account
• Monthly service charge (No minimum balance)... none

Checking Account Service Fees
• Close-out of account within first 90 days of account opening... $15.00
• Counter check... $1.00
• Check printing... Prices vary depending on style
JBT FREE Checking and JBT Direct Interest Checking eligible for FREE first box of standard checks.
JBT 50+ Interest Checking and JBT Preferred Interest Checking eligible for FREE standard checks (one box per order).
Prestige Checking and Premier Checking (grandfathered accounts) eligible for FREE standard checks (one box per order).

Deposit Account Service Fees
• Personal Account Overdraft Fee – per item created by  check, draft, ACH, ATM withdrawal, debit card transaction, or other electronic funds transfers – charged when an item is paid... $35.00
• Personal Account Returned Item Fee – per item created by  check, draft, ACH, ATM withdrawal, debit card transaction, or other electronic funds transfers – assessed each time an item is returned unpaid... $35.00
• Business Account Overdraft Fee – per item created by  check, draft, ACH, ATM withdrawal, debit card transaction, or other electronic funds transfers – charged when an item is paid... $35.00
• Business Account Returned Item Fee – per item created by  check, draft, ACH, ATM withdrawal, debit card transaction, or other electronic funds transfers – assessed each time an item is returned unpaid... $35.00
• Account reconciliation and research per hour ($25 minimum charge)... $25.00
• IRA transfer fee (to another custodian)... $35.00
• Returned deposit items... $20.00
• Replacement debit or ATM card... $10.00
• Supplementary statement request... $10.00
• Dormant account fee, monthly... $5.00
• Stop payments... $35.00

Statement Savings
• Close-out of account within first 90 days of account opening... $5.00
• Monthly service charge if daily balance falls below $100.00... $3.00
• Deposit ticket printing... Prices vary depending on style

Club Accounts
• Holiday Club Account – Close-out account before maturity... $5.00 (plus loss of interest earned)
• All-Purpose Club Account – Close-out account within 6 months of first deposit... $5.00 (plus loss of interest earned)

Bank Services
• Check cashing fee ($10 minimum charge)... 6%
• Canadian check handling fee... $20.00
• Exchange foreign Currency... Third-party charges plus $20.00
• Collections:
-- Domestic... $20.00
-- International... Our cost plus $5.00
• Copies (per copy)... $0.50
• Money orders... $10.00
• Treasurer's checks... $15.00
• Wire transfers (Additional foreign bank charges may apply):
-- Domestic incoming... $15.00
-- Domestic outgoing... $25.00
-- International incoming... $15.00
-- International outgoing... $40.00

Miscellaneous Fees
• Amortization schedule... $10.00
• Lobby coin counting... 5% of total counted (No charge for customers)
• Indemnity bond for lost official checks, passbooks, etc... $25.00
• Municipal and corporate bond redemption... $50.00
• Night deposit bags with key... $20.00
• Night deposit key... $2.00
• Purchased wrapped coin or currency, per roll/strap... $0.05 (no charge to customers - subject to reasonable limits)
• Replacement loan coupon book... $10.00
• Returned loan payment... $30.00
• Safe deposit box/express storage box... varies (prices and sizes available upon request)
• Tax levy... $75.00
• Writs and garnishments... $200.00
• Zipper pouches... $5.00

JBT Online Banking Fees*
• Household Customers, monthly... none
• Business Customers**, monthly... none

JBT Online Bill Payment Fees*
• Household Customers, monthly... none
• Business Customers**, monthly... none

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*Third party charges for data and messaging may apply.

**Please see the Business Banking-Business Solutions page for details.