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JBT eWards Checking

Start earning 0.80% APY on balances up to $20,000

How? Open your JBT eWards Checking Account and choose to receive free eStatements. Then each statement cycle, simply pay 1 bill with JBT Online Bill Pay, and make 20 JBT Debit Card transactions.

You’ll receive:

  • NO minimum balance requirement
  • 0.80% APY on balances up to $20,000.00 if you meet qualifications*
  • 0.02% APY if you don't meet qualifications or on any balance over the $20,000.00 limit*
  • Unlimited check writing with no per-check charge
  • FREE JBT Online Banking and Online Bill Pay
  • FREE JBT Mobile Banking with Mobile Deposit**
  • ATM use with no service fees at all JBT locations
  • FREE JBT 24-hour access line (telephone banking)
  • 0.25% discount on new installment loans with automatic payment from your JBT deposit account
  • Available overdraft protection with savings or money market deposit account***or with approved line of credit

With built-in value like this, it truly is one of the best personal checking deals around. Get to know all our checking accounts to be sure you have the best mix of financial features for your needs. To learn more, visit your nearest JBT branch or contact

*JBT eWards Checking is available for personal accounts only. Variable Rate Account - The interest rate and annual percentage yield may change at any time and are accurate as of 03/18/20. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. Subject to change without notice.

Interest on this account is calculated on a split accrual basis. For example, if you have a $40,000 balance in your account, the first $20,000 will earn interest at the Tier 1 rate and the remaining balance will earn interest at the Tier 2 rate. If you do not meet the qualifiers for this account, all balances earn interest at the Tier 2 rate.

**Third party charges for data and messaging may apply.

***Withdrawals or transfers from account limited to 6 pre-authorized or automatic transfers by phone, online, or by check, draft, debit card or order to third party per statement cycle.