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Home Equity Loan

If you own your home and need extra funds, you could use the equity in your home to finance home improvements or make a special purchase. It's up to you. The JBT Home Equity Loan is also a smart way to consolidate several high-interest bills into one lower interest monthly payment. Features include:

  • Fixed rate of interest – enjoy the same low rate every month
  • Term lengths up to 20 years – to help keep monthly payments affordable
  • Interest may be tax deductible – be sure to ask your tax advisor
  • Enjoy a reduced interest rate with automatic payment deduction from a JBT checking or savings account.
  • Apply now at the JBT Online Center!

Our goal is to provide the highest level of service at competitive rates. You can apply online or connect with a JBT Loan Officer:

Homeowners insurance is required with JBT Home Equity products. An appraisal and title insurance may be necessary. This product is a fixed rate, closed-end loan secured by your primary residence.