*Annual Percentage Yield (APY) accurate as of 07/01/26. Minimum opening deposit $1,000. After the initial term, this promotional certificate will automatically renew to the closest shorter standard CD term offered by the Bank at the rate in effect at the time of renewal. Standard CD terms that apply are 18, 24, 36, and 48 months. Penalty for early withdrawal. Fees may reduce earnings. Offer available at all JBT locations. Not good in conjunction with any other offer. Offer may be withdrawn without notice.