Personal Lending Rates

Home Equity Loan Rates

Borrow $15,000 or more with a good credit history and take advantage of our best home equity rates!

Promotional Rates for Tier 1 Credit Score.

Five-Year Fixed Rate As low as 4.49% APR $279.60/Month for $15,000
Ten-Year Fixed Rate As low as 5.42% APR $162.22/Month for $15,000
Fifteen-Year Fixed Rate As low as 5.99% APR $126.53/Month for $15,000

This product is a fixed rate, closed-end loan secured by your primary residence. 80% maximum loan to value. Cannot be used for home purchase. Property insurance is required. An appraisal and flood insurance may be required. Title insurance required on loans $250,000 or greater. Maximum loan amount $300,000. Annual Percentage Rates (APR’s) listed are accurate as of 05/01/19 and require $15,000 in new money and automatic payments from a JBT checking or savings account. Add 1/4 % for coupon book. For more information about current rates, applicable fees, and available terms, or for non-owner occupied real estate loans, contact JBT’s Client Resource Center at (717) 274-5180 (Option 1) or visit our Online Loan Center for details. • These promotional rates only valid for Tier 1 credit score (720+) as determined by TransUnion FICO Classic (04) credit score obtained by JBT at time of loan application, and requires $15,000 in new money. Other rates available for loans that will satisfy existing JBT loans or credit scores < 720. Examples: The monthly payment on a 4.49% APR five year loan of $15,000 is $279.60. The monthly payment on a 5.42% APR ten year loan of $15,000 is $162.22. The monthly payment on a 5.99% APR fifteen year loan of $15,000 is $126.53. These are examples of Annual Percentages Rates (APR’s) and payments. Your APR and payment will be determined based on your credit qualifications. Payments do not include amounts for taxes and insurance premiums; your actual payment obligation will be greater. Rates and terms may be changed or withdrawn at any time.