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Personal CD Rates

Rates are quoted as Annual Percentage Yield (APY). If you have additional questions about fee or term information, contact JBT’s Client Resource Center at (717) 274-5180 (option 1).

Special CD
FLEX - 12 Month1 0.50% APY
28 Month2 1.25% APY

1Annual Percentage Yield (APY) accurate as of 03/20/20. APY may change after account is opened. Variable rate based on Wall Street Journal Prime rate minus 3.25%. In response to the recent lowering of Wall Street Journal Prime rate to 3.25%, JBT is making a temporary change to the method used to determine the interest rate and annual percentage yield earned on your JBT Flex CD. We did the math and know that would be a 0.00% APY. JBT wants to do our part in these unusual times, so the current yield on this CD is being increased to 0.50% APY, subject to change at any time. Minimum opening deposit $500.00. Minimum additional deposit amount $50 (per deposit). Penalty for early withdrawal. Fees may reduce earnings. Offer available at all JBT locations. Not good in conjunction with any other offer. Offer may be withdrawn without notice.

2Annual Percentage Yield (APY) accurate as of 03/18/20. Minimum opening deposit $500.00. After the initial term, the CD will renew as a 24-month CD at the regular rate in effect at the time.  Penalty for early withdrawal. Fees may reduce earnings. Offer available at all JBT locations. Not good in conjunction with any other offer. Offer may be withdrawn without notice.

Regular CDs
7 to 31 days 0.14% APY
3 Month 0.14% APY
6 Month 0.20% APY
12 Month 0.40% APY
18 Month 0.40% APY
24 Month 0.50% APY
36 Month 0.75% APY
48 Month 1.21% APY
60 Month 1.26% APY

Interest rates subject to change without notice. Fees may reduce earnings. CD Specials may be withdrawn at any time and are not good in conjunction with any other offer. Penalty for early withdrawal. $500 minimum deposit for certificates of deposit. APYs accurate as of 03/18/20. Offer may be withdrawn without notice.