1. Offer available at JBT’s Robesonia branch only. This product is a fixed rate, closed-end loan secured by your primary residence. 80% maximum loan to value. Cannot be used for home purchase. Property insurance is required. An appraisal and flood insurance may be required. Title insurance required on loans $250,000 or greater. Maximum term for this offer is 10 years. At loan closing we will waive the third-party fees for appraisal, credit report, flood certification, flood life of loan, title search, notary, tax certification, and recording. Annual Percentage Rate (APR) listed is accurate as of 7/5/22 and requires automatic payments from a JBT checking or savings account. Add 0.25% for coupon book. Promotional rates and terms described in this offer are only valid for Tier 1 credit score (720+) as determined by selecting the middle credit score of TransUnion FICO Classic (04), Equifax FICO Classic V5 Facta, and Experian Fair Isaac Version 2 obtained by JBT at time of loan application and requires $30,000 in new money. For joint applications, the Tier is determined by selecting the lesser of the two middle scores. Rate and term example: The monthly payment on a 3.49% APR 10-year loan of $30,000 is $296.57. Payments do not include amounts for taxes and insurance premiums; your actual payment obligation will be greater. Your APR and payment will be determined based on your credit qualifications. Rates and terms may be changed or withdrawn at any time. Other rates and terms available for loans that do not qualify for this offer (including loans that do not include $30,000 in new money, loans with credit score <720, or loans with a term > 10 years). Fees will apply. For more information about current rates, applicable fees, and available terms, or for non-owner-occupied real estate loans, contact JBT’s Client Resource Center at 717-274-5180 (Option 1) or visit our Online Loan Center for details.
2. Offer available at JBT’s Robesonia branch only. This product is a variable rate, open-end loan secured by your primary residence. 80% maximum loan to value. Cannot be used for home purchase. Property insurance is required. An appraisal and flood insurance may be required. Maximum credit line amount is $250,000. For this offer, at line closing we will waive the third-party fees for appraisal, credit report, flood certification, flood life of loan, title search, notary, and recording. Annual Percentage Rates (APR’s) listed are accurate as of 7/5/22. Promotional rates and terms described in this offer are only valid for Tier 1 credit score (720+) as determined by selecting the middle credit score of TransUnion FICO Classic (04), Equifax FICO Classic V5 Facta, and Experian Fair Isaac Version 2 obtained by JBT at time of loan application and requires $30,000 in new money. For joint applications, the Tier is determined by selecting the lesser of the two middle scores. Example: Initial introductory Annual Percentage Rate (APR) of 2.49% is fixed for twelve months. After twelve-month introductory period, APR is based on an index (Wall Street Journal Prime Rate) plus a margin of 0% (4.75% APR accurate as of 7/5/22). Your initial introductory APR and APR thereafter will be determined based on your credit qualifications. APR may vary. Maximum APR is 18.00%. Rates and terms may be changed or withdrawn at any time. Other rates available for loans that do not qualify for this offer (including loans that do not include $30,000 in new money or loans with credit score <720); Fees will apply. For more information about current rates, applicable charges, and available terms, or for non-owner-occupied real estate loans, contact JBT’s Client Resource Center at 717-274-5180 (Option 1) or visit our Online Loan Center for details.
Online account opening only available for Personal checking, savings and CD accounts. Offers may be withdrawn at any time. Bank rules and regulations apply. Ask us for details.
3. Offer applies to new consumer and business checking accounts only. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift will be provided at account opening for accounts opened in person. Qualifying approved accounts established online or by phone will receive a $10 eGift Card in their email inbox within 10 days of account opening. JBT reserves the right to substitute a gift of similar value.
4. Offer applies to new consumer and business checking accounts only that are opened at the Robesonia branch by September 30, 2022. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift will be provided at account opening for accounts opened in person at the Robesonia branch only. JBT reserves the right to substitute a gift of similar value.