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JBT Commercial Line of Credit Special1

  • Enjoy this fixed rate thru February 22, 2022, then get our low adjustable rate that is in effect at that time.
  • New clients: Obtain $50,000 or more to qualify.
  • Current clients: Obtain $100,000 or more in new money to qualify.

Request complete details & apply 2-day!


JBT Commercial Real Estate Loan Special

Finance your commercial real estate and save with our low rates. Use monthly autopay and choose from:

  • 3.10% APR2 fixed rate term loan for 5 years,

    that then converts to a competitive adjustable rate loan with up to a 20-year total term.
  • 3.40% APR3 fixed rate term loan for 10 years.

  • 3.90% APR3 fixed rate term loan for 15 years.

Request complete details & apply 2-day!


JBT is ready to help your team get Back-2-Business and save with these great commercial financing special offers. You deserve to Bank on a Smile® 2-day and every day!

All standard fees and conditions apply. Personal guarantees required. These commercial financing special offers may be withdrawn at any time. Offers not good in conjunction with any other offer. Jonestown Bank & Trust Co. Equal Opportunity Lender.

1-Variable rate commercial line of credit. Interest rate is fixed thru February 22, 2022. Interest rate after February 22, 2022 will be based on Wall Street Journal Prime (WSJP) plus a margin that is determined based on your credit qualifications. Margin will be determined at loan closing. Rate may change daily after initial fixed rate term. New JBT clients: open a line of credit of $50,000 or more to qualify. Existing JBT clients: open a line of credit with $100,000 or more in new money to qualify. 1% repricing fee on existing balances with JBT that are refinanced into the new commercial line of credit. These promotional rates and terms are available for Tier 1 and Tier 2 credit scores (670+) as determined by TransUnion FICO Classic (04) credit score obtained by JBT at time of loan application. This special is not available for Floor Plan, Municipal, or Marijuana-Related Business lines of credit. JBT deposit account required. Offers for JBT Commercial Line of Credit Special limited to one per client/entity.

2-Adjustable rate commercial real estate secured term loan. Interest rate is fixed for the first 60 months. Interest after the fixed rate period will change annually and will be based on Wall Street Journal Prime (WSJP) plus a margin that is determined based on your credit qualifications. Margin will be determined at loan closing. This offer is not available to refinance existing JBT loans. Loans prepaid in full during the first 60 months are subject to a prepayment penalty of 2%. Automatic payment from a JBT deposit account required to obtain rates shown above. These promotional rates and terms are available for Tier 1 and Tier 2 credit scores (670+) as determined by TransUnion FICO Classic (04) credit score obtained by JBT at time of loan application. This special is not available for Municipal or Marijuana-Related Business loans. Offers for JBT Commercial Real Estate Loan Special (#2 and #3) limited to one per client/entity.

3-Fixed rate commercial real estate secured term loan. This offer is not available to refinance existing JBT loans. Loans prepaid in full during the first 60 months are subject to a prepayment penalty of 2%. Automatic payment from a JBT deposit account required to obtain rates shown above. These promotional rates and terms are available for Tier 1 and Tier 2 credit scores (670+) as determined by TransUnion FICO Classic (04) credit score obtained by JBT at time of loan application. This special is not available for Municipal or Marijuana-Related Business loans. Offers for JBT Commercial Real Estate Loan Special (#2 and #3) limited to one per client/entity.