Commercial Relationship Officer I
The Commercial Relationship Officer I is responsible for developing new and expanding existing commercial banking relationships, administering a portfolio of commercial customers, determining the creditworthiness of borrowers, determining loan structure, monitoring loan performance, preparing and presenting commercial loans to committees, and promoting Bank’s image in the community.  This officer handles mostly routine and straightforward commercial loan situations.
  • Knowledge of commercial banking products, services, and lending procedures
  • Strong analytical skills and the ability to make a credit decision
  • Organizational and sales skills
  • Strong verbal and written communication and presentation skills
  • Strong business development, credit underwriting and structuring skills
  • Experience managing small, routine commercial banking relationships
  • Results oriented
  • Exceptional time management and organizational skills
  • Extensive commercial loan experience
  • Analytical ability to understand financial and cash flow analysis
  • Working knowledge of commercial real estate and C & I lending practices
  • Thorough working knowledge with loan documentation requirements and government regulations
  • Proven ability to effectively present information and respond to questions from groups of managers, senior management, directors, and customers
  • PC experience to include Windows, Office, Word and Excel and analysis software products
  • Minimum of 2 years’ experience handling commercial relationships at a financial institution
  • Previous experience working with credit risk analysis and loan underwriting
  • Ability to interpret policies/procedures, real estate sales agreements, and other loan documents
  • Capacity to work independently and motivation to achieve goals with minimal supervision
  • Ability to participate productively as part of a team
  • High School Diploma or equivalent
  • JBT Employment Application, found on our website at www.jbt.bank
Apply Online

Please return a completed JBT employment application and resume with salary requirements to: Human Resources Department, 421 E. Penn Avenue, Cleona, PA 17042 or email directly to:

Beth A. Lebo, Human Resources Manager, blebo@jbt.bank

Beth DeHart, Human Resources Assistant, bdehart@jbt.bank

JBT is an Equal Employment Opportunity Employer. We provide equal employment opportunities to all employees and applicants without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, veteran status, or other category protected by law.